Your Mumbai advisor, wherever you are.

150+ NRI families across 21 countries, and ₹500 Cr+ transacted. FEMA-compliant purchase, POA structuring, live video site visits and repatriation planning, fully remote.

What stops NRIs from buying, and how the desk removes it.

“We cannot be there to see the project.”

We are. Every shortlisted project receives a live video walkthrough of the site, towers and show flat, with our written advisory note.

“Paperwork from abroad feels risky.”

POA structuring, FEMA-compliant fund routing and RERA-registered agreements: a process run for 150+ families across 21 countries.

“Will we get fair pricing from afar?”

Better than walking in. Rioga brings collective buyer volume to every launch, pricing no individual negotiates alone.

“Who looks after it once we own it?”

We remain engaged: handover, society formation, and trusted rental partners if the home should earn while you are away.

The NRI questions, answered.

  • Entirely. We conduct live video site visits, negotiate on your behalf, and complete documentation through a Power of Attorney holder you nominate. Many of our 150+ NRI families booked without a single trip.

  • NRE, NRO or FCNR accounts, under FEMA. The account you buy from shapes repatriation later, so we settle the structure before the booking amount, not after.

  • Passport, PAN, OCI or PIO card where applicable, and overseas address proof. A precise checklist follows once we know the project and your country of residence.

  • Yes. Leading banks lend up to 75–80% of agreement value against overseas income. We coordinate the loan file alongside the booking so both conclude together.

  • Buying attracts standard TDS mechanics; selling later as an NRI brings Section 195 into play. Holding structure deserves ten minutes of thought on day one, and we raise it before you book.

  • Up to USD 1 million per financial year from an NRO account with CA certification; NRE-funded purchases enjoy simpler routes. Planned at purchase, never at exit.

One message, from any timezone.

Tell us your country and your requirement, and the NRI desk will map your options within a day.

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