Buying in Mumbai from Dubai, London or New York is a well-charted path — provided the sequence is right. Rioga has run this process for 150+ NRI families across 21 countries.
Funds: purchases route through NRE, NRO or FCNR accounts under FEMA. The account you buy from shapes repatriation later — NRE-funded purchases enjoy simpler routes; NRO works within the USD 1 million per financial year window with CA certification. Decide before the booking amount.
Documents and POA: passport, PAN, OCI/PIO where applicable, overseas address proof. A registered Power of Attorney — properly drafted, apostilled in your country, adjudicated in India — lets a trusted person execute agreement and registration while you remain abroad.
Loans and tax: leading banks lend up to 75–80% of agreement value against overseas income. Selling later as an NRI brings Section 195 TDS — which is why holding structure deserves thought on day one, not at exit.
The remote process that works: one requirement call, a written shortlist, live video site visits, launch-volume pricing negotiated on your behalf, POA-enabled documentation, and milestone tracking through to possession.